Dave is a banking app designed to put your financial mind at ease. Get up to $200 advances, build your credit history, and wave goodbye to overdraft and minimum balance fees.
If you’re human, you qualify!
There are no credit checks or minimum balance requirements with Dave Banking. Just pass a security check and you’re good to go.
Opening an account
When you join Dave, you open a spending account. It’s basically a checking account but you don’t get a physical checkbook mailed to you. Instead, you send and deposit checks from your phone.
Dave is free if you only use your spending account. If you link an external account to the Dave app, you’ll be charged $1 per month.
Every account is protected by banking-level security and FDIC-insured up to $250,000. Plus, there’s a bear.
Build your credit by paying rent
Dave partnered with LevelCredit so you can report your rent and utility payments to major credit bureaus. Normally $100 per year, it’s free for Dave's spending account holders. Just sign up for the service in your app and LevelCredit will take things from there.
Get paid up to 2 days early
Just set up direct deposit and wait for 2 paychecks to come in so Dave can confirm your income. Then, if your employer’s system allows it, Dave will be able to get you your paycheck up to 2 days earlier.